Is Now a Smart Time to Buy a Home in San Antonio? (2025 Outlook)

by Crystal Rosales

 

๐Ÿ“‰ Market Overview: A Buyer’s Sweet Spot


๐Ÿ”‘ Top Trends Buyers Are Talking About in San Antonio

  1. “Affordable Compared to Bigger Texas Cities”
    San Antonio remains ~40% more affordable than Austin or Dallas, making it a top pick for cost-conscious buyers steadily.com+9lrgrealty.com+9lrgrealty.com+9.

  2. “Mortgage Rates Stalling but Still High”
    With 30-year rates around 6.5–7%, buyers are cautious. Some see opportunity in a possible dip to ~6.3% later this year lrgrealty.com+5sa.exprealty.com+5ksat.com+5.

  3. “New Construction Incentives”
    An influx of new homes (permits up ~36%) has builders offering perks—think upgrades, closing-cost help, and flexible terms rocket.com+3lrgrealty.com+3lrgrealty.com+3.

  4. “Could Tariffs Affect Pricing?”
    Rising tariffs on lumber and raw materials may add roughly $10K to new builds, affecting affordability expressnews.com.

  5. “Rent vs Buy Dilemma”
    A new Bankrate report shows renting ($1,456/mo) is still about 45% cheaper than buying ($2,123/mo) in San Antonio expressnews.com+3expressnews.com+3steadily.com+3.


๐Ÿ› ๏ธ Tips for Savvy Homebuyers in Today’s Market

Strategy Why It Matters
Get Pre-Approved Boosts offer credibility and accelerates your home purchase expressnews.com+7lrgrealty.com+7realtor.com+7mysanantonio.com+6lrgrealty.com+6kimberlyhowell.com+6
Explore New Builds Leverage builder incentives like upgrades or closing-cost assistance
Negotiate Below Ask With inventory up, buyers can often offer 2–3% under list price
Time Your Purchase Spring–summer is prime buying season—great selection but more competition
Watch Mortgage Trends A 0.5% drop in rates could save ~$50–100/mo on a $300K mortgage

๐Ÿค” FAQs Buyers Are Asking Now

Q: Is San Antonio still a homeowner’s market?
A: It's leaning toward buyers—higher inventory and stable prices mean more choices and negotiation power expressnews.com+11lrgrealty.com+11lrgrealty.com+11.

Q: Are prices still falling?
A: Prices dropped ~3.7% in early 2025—the largest drop among top U.S. metros—but now are stabilizing steadily.com+8lrgrealty.com+8expressnews.com+8.

Q: Should I consider renting instead?
A: If you're not ready to buy, renting remains a viable and significantly cheaper alternative for the time being .

Q: Are new builds a smart choice?
A: Yes—supply is rising and builders are offering incentives. Just watch for pricing influenced by material tariffs kimberlyhowell.com+12lrgrealty.com+12theluxuryplaybook.com+12.


๐Ÿ’ก Why Working with a Local Realtor Matters

  • Neighborhood Intel: I can pinpoint areas like Stone Oak or Converse, where both value and growth potential align with your goals.

  • Timing & Negotiation: With market shifts, my experience helps you secure homes below asking.

  • Expert Guidance: From financing strategies to inspections and closing, I’ll streamline the process.

  • Builder Access: I connect you with rising builders offering incentives and quality perks.


๐Ÿ“ Next Steps

  1. Get pre-approved—strengthen your position.

  2. Let’s schedule neighborhood tours in areas that fit your target and budget.

  3. I’ll track rate shifts and builder deals daily to time your purchase right.

agent
Crystal Rosales

Sales Associate, Realtorยฎ | License ID: 807441

+1(210) 902-6769 | crosaleshomes@gmail.com

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